約款說明義務와 法令에 規定된 事項

Study on the Duty to Explain and Provisions in the Law

초록

This paper is to study and analyze some important cases held by the recent Korean Supreme Court. This paper debates the explanation duty of an insurer as applied to insurance coverage disputes. Courts and most scholars have argues for the soul of contract law. Under the traditional contract theory, the assent of both parties to the terms of an agreement is necessary for creation of an enforceable contract. Provisions excluding or limiting coverage, according to the theory, would not be enforceable because of "substantialness". However, it is very difficult to discern the substantial clause and the non-substantial. And so forth, this paper also explorers some the point at issues of insurance law. In this Paper, I enunciate some suggestions of the reasonable theory to our debate about the legal nature of insurance policy. The Supreme Court construed the related matters, and this paper clarified the holding.

키워드

Insurance PolicyProtection of InsuredAdhesion ContractDuty to ExplainInsurance AccidentIndemnity ClausesInsured보험약관보험계약자보호부합계약설명의무보험사고면책약관피보험자
제목
約款說明義務와 法令에 規定된 事項
제목 (타언어)
Study on the Duty to Explain and Provisions in the Law
저자
장덕조
DOI
10.22864/kcca.2013.26.1.002
발행일
2013-03
저널명
상사판례연구
26
1
페이지
47 ~ 76